{"id":4391,"date":"2026-07-30T23:07:53","date_gmt":"2026-07-30T23:07:53","guid":{"rendered":"https:\/\/americanmovershub.com\/?p=4391"},"modified":"2026-07-30T23:07:53","modified_gmt":"2026-07-30T23:07:53","slug":"will-mortgage-rates-keep-going-up","status":"publish","type":"post","link":"https:\/\/americanmovershub.com\/?p=4391","title":{"rendered":"Will mortgage rates keep going up?"},"content":{"rendered":"
\n

Mortgage rates may keep rising, even though the Federal Reserve made no changes at its July meeting.<\/p>\n

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The weekly average rate for a 30-year fixed-rate mortgage in the U.S. was up to 6.66% as of Thursday, a 0.08 percentage point boost from the previous week, according to the Federal Home Loan Mortgage Corporation, better known as Freddie Mac.<\/p>\n

But U.S. News & World Report posted an even higher average interest rate on a 30-year mortgage, 6.863%, citing data from the online real estate marketplace Zillow and suggesting rates likely will \u201cstay relatively elevated over the next few years.\u201d<\/p>\n

National Mortgage Professional managing editor Czarinna Andres was more blunt about the impact of the Federal Reserve\u2019s split vote on keeping the current commercial bank borrowing rate in place, with three of the 12 members favoring a quarter-point increase.<\/p>\n

\u201cThe Federal Reserve held its benchmark interest rate steady Wednesday, but mortgage professionals and homebuyers looking for reassurance that borrowing costs are headed lower did not get it,\u201d she wrote Thursday, calling the decision \u201ca warning\u201d for the mortgage market.<\/p>\n

Because mortgage rates are tied to long-term U.S. bond yields that jumped on the news, \u201ca Fed hold is not a mortgage-rate reprieve,\u201d Andres said. Her advice to mortgage lenders, brokers and loan originators: \u201cPrepare borrowers for rates to remain elevated\u201d and expect greater rate volatility.<\/p>\n

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The daily index posted by Mortgage News Daily had rates heading up after Wednesday\u2019s Fed announcement before dipping by 0.01 percentage points to 6.77% by midday Thursday. A week ago, the daily index was at 6.85%, the highest in more than a year.<\/p>\n

Mortgage News Daily\u2019s Matthew Graham posted the slight drop is \u201cvery good news\u201d given Wednesday\u2019s reaction because of the \u201crisk that bonds (which dictate rates) would continue their protest. The absence of additional drama suggests the reaction was \u2018one and done.\u2019\u201d<\/p>\n

The latest ups and downs for mortgage rates come as the war launched by the U.S. and Israel against Iran six months ago continues to rattle the economy by driving up energy prices and fueling inflation. <\/p>\n

The potential of lasting inflationary effects \u201clikely contributed to the Fed\u2019s decision to leave rates on hold as policymakers wait to gauge the economic fallout,\u201d CNBC reported economists as saying, a sentiment seen as driving up bond yields.<\/p>\n

\u201cIt may take either another lower-than-expected inflation reading or an uptick in jobless claims before mortgage rates can break below their current range,\u201d Jeff DerGurahian, LoanDepot\u2019s chief investment officer and head economist, told CNBC.<\/p>\n

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Fed decision on interest rates seen as \u201cwarning.\u201d<\/p>\n","protected":false},"author":1,"featured_media":4390,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-4391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-utah"],"yoast_head":"\nWill mortgage rates keep going up? - American Movers Hub<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americanmovershub.com\/?p=4391\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Will mortgage rates keep going up? - American Movers Hub\" \/>\n<meta property=\"og:description\" content=\"Fed decision on interest rates seen as \u201cwarning.\u201d\" \/>\n<meta property=\"og:url\" content=\"https:\/\/americanmovershub.com\/?p=4391\" \/>\n<meta property=\"og:site_name\" content=\"American Movers Hub\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-30T23:07:53+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/americanmovershub.com\\\/?p=4391#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/americanmovershub.com\\\/?p=4391\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/americanmovershub.com\\\/#\\\/schema\\\/person\\\/b68c8483906c0d2987f271455f0177af\"},\"headline\":\"Will mortgage rates keep going up?\",\"datePublished\":\"2026-07-30T23:07:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/americanmovershub.com\\\/?p=4391\"},\"wordCount\":462,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/americanmovershub.com\\\/?p=4391#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/americanmovershub.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/fa3ffc23eff7ae6b76fc96c9fa1a5530.avif\",\"articleSection\":[\"Utah\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/americanmovershub.com\\\/?p=4391#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/americanmovershub.com\\\/?p=4391\",\"url\":\"https:\\\/\\\/americanmovershub.com\\\/?p=4391\",\"name\":\"Will mortgage rates keep going up? 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